Stephen McAllister - Wildlife Artist

MONTHLY PAYMENT PLAN

Purchase Artwork on our Monthly Payment Plan
We offer a 100% interest fee payment plan for all original artwork with an asking price of $200 or higher. You simply let us know which original piece you are interested in purchasing and let us know you want to use the payment plan. A down payment is required at purchase time, followed by monthly payments until the balance due is paid off. Details on the length and amounts of the monthly payments are below. Now you can choose to spread your purchase over the course of a number of months with a hassle-free lay-away payment plan.
How it Works
The payment plan is available to anyone purchasing an original painting from me here on my website. You make an initial down-payment of between 15-25% of the total purchase price of the artwork you wish to buy, then pay the remainder in equal monthly instalments by PayPal (preferred) or cheque. The number of monthly instalments is determined by the total value of the artwork (see Payment Terms in next section below). You will email your acceptance of a short, one-page agreement with Stephen McAllister Wildlife Art which sets out the terms of the payments and authorizes us to accept/process the monthly instalments. We will mark the artwork as sold on our website as soon as your down payment clears and it will be reserved for you. The artwork is kept here at our Gallery while the payments are being made. All payment plans are 0% interest, you only pay the asking price of the artwork, no more.
All available paintings are on my Gallery page and are marked with Original Available along with the asking price. If you find an original you are interested in purchasing using our Monthly Payment Plan, here are the steps:
Payment Terms
The amount of the down payment required and the number of monthly instalments depends on the price of the original artwork you purchase, see chart below:
Artwork Value Down Payment Length of Instalments
$200* - $500 25% 3 months
$501-$1000 20% 8 months
$1001 or more 15% 12 months
* - Artwork under $200 not eligible for payment plan (must be paid for in full at time of purchase).
* - All prices shown above are in Canadian (CDN) dollars.
You can pay off your outstanding balance at any time before your instalment period ends and we will ship the painting out as soon as the balance is paid. There is no interest or any other fees charged whether you pay the balance off early or pay up to the end of the monthly instalment period.
Some Examples of Purchases under the Payment Plan
Example 1: Purchase of a $400 original on June 15:
  • 25% down payment of $100 on June 15
  • Remaining balance of $300 = 3 monthly payments of $100
  • $100 payment due on the last day of July, August and September
  • Artwork ships when September payment clears
Example 2: Purchase of a $900 original on June 15:
  • 20% down payment of $180 on June 15
  • Remaining balance of $720 = 8 monthly payments of $90
  • $90 payment due on the last day of July through February of the following year
  • Artwork ships when February payment clears
Example 3: Purchase of a $1200 original on June 15:
  • 15% down payment of $180 on June 15
  • Remaining balance of $1020 = 12 monthly payments of $85
  • $85 payment due on the last day of July through June of the following year
  • Artwork ships when final payment (following June) clears
Important Information
Due to the fact that we cannot sell the artwork to anyone else during the monthly instalment payment period, 10% of the total purchase price is non-refundable if the buyer decides not to complete the purchase and cancels the contract. The remainder of the deposit and any instalments already made will then be refunded to the buyer via PayPal only. Contracts must be cancelled in writing or by email. If artwork has to be returned to us by mail, the cost of postage will be at the buyer's expense in addition to the 10% non-refundable deposit.
You can miss up to 2 monthly payments during the instalment period, no worries. If a third monthly instalment is missed, your purchase will be refunded via PayPal (any payments received at that date, less the 10% non-refundable). Sorry, we do not issue checks for refunds.